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Free Rate Lock

You can now lock your desired rate and terms with no obligation.

Our mission is to provide the lowest interest rate, and to provide the highest level of attention and care to meet the needs of each client.

A loan approval can be ready within 24 hours.
Call us today: 1-408-720-1040, and your loan approval is one day away. Or click here for our ON LINE application.

Loan programs
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Call for Free Rate Lock and other Benefits.
Inquire which Loan Product is most Suitable for Your Situation.

Current Rates
Loan Type Rate APR Points Comments
Conforming 30 Year Fixed 5.875 6.113 1.875 30 Day Rate Lock. Min Loan=$250,000.
Conforming 30 Year Fixed No-points 6.25 6.313   Rate & Term. Min Loan=$250,000
Conforming 30 Year Fixed No-points No-fees 6.375 6.400   30 Day Rate Lock. Min.Loan=$275,000
Conforming 15 Year Fixed 5.25 5.442 1.5 30 Day Rate Lock. Min Loan=$260,000
Conforming 15 Year Fixed No-points 5.625 5.683   30 Day Rate Lock.Min Loan=$275,000
Conforming 15 Year Fixed No-points No-fees 5.875 5.897   30 Day Rate Lock. Min Loan=$275,000
Conforming 30 Year First Time Home Owner 6.25 6.313 0.0  
Conforming 11th District Cost of Funds 2.45 6.605 0.000  
Conforming 3/1 Adjustable 4.625 4.626 0.0 Min Loan= $250,000; LTV<=70%; impounds;25 Day Lock
... etc.



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